Author: TechFi Wire

“Web3 is still early.” The phrase rolls off tongues at conferences, in Twitter threads, during investor presentations. It’s become reflexive—a convenient shield for broken experiences, confusing products, and stalled progress. But here’s what doesn’t add up. Web3 today isn’t starving for adoption, capital, or infrastructure. Billions of dollars flow on-chain daily. Entire financial systems run without traditional banks. Major institutions now custody crypto assets, launch tokenized products, and participate actively in blockchain networks. Developers aren’t tinkering in garages anymore. They’re shipping production systems that serve millions. Yet for users and builders alike, Web3 feels fragmented, complex, and fragile. This raises…

In decentralized finance, trust is built slowly and tested often. Communities expect transparency from founders, especially when governance decisions carry financial and symbolic weight. When those expectations feel shaky, even routine votes can turn into flashpoints. That tension surfaced this week around Aave, one of DeFi’s most established lending protocols. The discussion quickly moved beyond a single proposal and into broader questions about governance power, founder influence, and how value flows between builders and token holders. As debates like these echo across the sector, platforms such as Gemini and other regulated exchanges closely watch how major DeFi projects handle internal…

Veteran commodities trader Peter Brandt believes the potential passage of the US Clarity Act will not act as a major short term catalyst for Bitcoin’s price, even as lawmakers signal progress toward passing the long awaited crypto market structure bill early next year. Speaking to Cointelegraph, Brandt said regulatory clarity is necessary for the digital asset sector but does not fundamentally change Bitcoin’s valuation dynamics. “Is it a world shaking macro development? No. It is needed for sure, but it is not something that should redefine value,” Brandt said. He added that regulation is not an earth shattering moment for…